Market CapTotal Cryptocurrency Market Capitalization
$2.70T
1.39%
24h Vol.24 Hour Total Trading Volume
$112.07B
Dom.Bitcoin Market Dominance Percentage
57.91%
BTCBitcoin Current Live Price
$78,140.00
1.71%
ETHEthereum Current Live Price
$2,391.22
2.41%
ETH GasEthereum Network Gas Fees in Gwei
Low
Avarage
High
Data by Etherscan
Fear & GreedCryptocurrency Market Fear and Greed Index
32
Ref Finance REF Logo

Ref Finance REF Social Audit & Trust Score

$0.04180 1.76%
Low All Time High
$0.02987 $10.64

Overview

Ref Finance (REF) offers stablecoin trading, decentralized governance, yield farming, and low fees. More

OG Score 0
Reviews 0
Market cap $4.01M
Market cap Rank #1811

Market Data & Token Stats

Fully Diluted Valuation $4.18M
24H Trading Volume $4
24H Low / High $0.04000 / $0.04190
Circulating Supply 96.00M
Total Supply 100.00M
Max Supply

Key Project Information

Categories Decentralized Finance (DeFi) 4 more
Founder Illia Polosukhin 1 more
Website ref.finance
Socials 2 more
Chains Near-protocol Ecosystem
Explorer Nearblocks 1 more
Contracts Ref Finance token.....near

REF/USD Live Price Chart

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$REF Community Sentiment

OGAudit Security Evaluation & Social Audit Metrics

OG Score

Only Verified Crypto OGs Can Rate
OG Score Rank #NA
Reviews 0
Gem Score N/A

OGAudit Coin Evaluation Metrics

Innovation 0 .00
Innovation Evaluates whether the project introduces a unique and practical solution with clear, verifiable advantages over existing alternatives, and whether the innovation has the potential to deliver measurable real-world impact beyond marketing claims.
Security 0 .00
Security Assesses the robustness of smart contract and protocol code security, including the availability, quality, and recency of audit reports. Beyond code, it evaluates overall project legitimacy by analyzing centralization risks, liquidity locks, and the likelihood of malicious behavior such as rug pulls.
Community 0 .00
Community Measures how actively the team engages and informs its community and whether governance decisions are transparent and involve on-chain voting. It also assesses whether growth is driven by genuine user interest and product adoption, rather than hype, or bot-driven activity.
Tokenomics 0 .00
Tokenomics Assesses the token's utility, distribution, and economic sustainability. It evaluates the project's revenue model, value accrual for holders, and market health metrics such as liquidity depth, volume, and the protocol TVL (Total Value Locked).
Team 0 .00
Team Evaluates the experience and credibility of the team. It also assesses partners and backers, examining whether they can meaningfully support long-term development and whether the team has sufficient resources to execute its roadmap.
Roadmap 0 .00
Roadmap Assesses the transparency and clarity of the project’s strategic roadmap. It goes beyond stated milestones by cross-referencing them with actual developer activity and releases to evaluate consistent delivery, real impact, and alignment with evolving market conditions.
How do we calculate this? [See our methodology]

Ref Finance (ref) Expert User Reviews

Is Ref Finance safe or a scam? Read verified Crypto OG reviews about Ref Finance

Only Verified Crypto OGs Can Publish Reviews

$ref Markets

Name Pair OG Score

About Ref Finance

Ref Finance (REF): A Decentralized Finance Protocol on Terra

Ref Finance (REF) is a decentralized finance (DeFi) protocol built on the Terra blockchain, aiming to provide a range of DeFi services to its users. Launched in 2021, Ref Finance was initially created by Illia Polosukhin and Youbing Zhu, offering a variety of features that set it apart from other DeFi protocols.

Integration with the Terra Ecosystem

One of Ref Finance's key features is its integration with the Terra ecosystem. By leveraging Terra's stablecoin ecosystem, including UST, Ref Finance provides users with access to stablecoin trading and other DeFi services with minimal slippage. This integration also allows for cross-chain compatibility, enabling users to transfer assets between different blockchains seamlessly.

Decentralized Governance

Another unique aspect of Ref Finance is its focus on governance. REF token holders, including its founders Illia Polosukhin and Youbing Zhu, have the power to propose and vote on changes to the protocol, ensuring that the platform evolves according to the community's wishes. This decentralized governance model helps to maintain the platform's integrity and decentralization.

Yield Farming Opportunities

Ref Finance also offers yield farming opportunities, allowing users to earn rewards by providing liquidity to the platform's pools. This incentivizes users to participate in the ecosystem and helps maintain liquidity across the platform.

Low Transaction Fees

In addition to these features, Ref Finance aims to provide low transaction fees, making it accessible to a wide range of users. Overall, Ref Finance stands out as a user-friendly and efficient DeFi protocol, with a focus on stability, accessibility and community governance.

What is unique about Ref Finance (REF)?

Ref Finance integrates with the Terra ecosystem for stablecoin trading, offers decentralized governance through REF token holders and provides yield farming opportunities with low transaction fees.

Who are the founders of Ref Finance (REF)?

The founders of Ref Finance are Illia Polosukhin and Youbing Zhu.

Where can I buy Ref Finance (REF)?

You can buy Ref Finance (REF) on Ref Finance cryptocurrency exchanges.

Information in this section carefully collected and curated from publicly available data from official sources, including the Ref Finance Official Website, Ref Finance GitHub Repository and Ref Finance X (Twitter) Account.

The information presented on this page is created and published by the OGAudit Editorial Team for educational and informational purposes. It should NOT be construed as an endorsement, or as legal, or investment advice. If you believe any content on this page is outdated or incorrect, please feel free to contact us for updates and corrections.

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