Market CapTotal Cryptocurrency Market Capitalization
$2.63T
0.88%
24h Vol.24 Hour Total Trading Volume
$102.59B
Dom.Bitcoin Market Dominance Percentage
57.53%
BTCBitcoin Current Live Price
$75,468.00
0.90%
ETHEthereum Current Live Price
$2,305.57
1.04%
ETH GasEthereum Network Gas Fees in Gwei
Low
Avarage
High
Data by Etherscan
Fear & GreedCryptocurrency Market Fear and Greed Index
33
Morpho MORPHO Logo

Morpho MORPHO Social Audit & Trust Score

$1.96 0.11%
Low All Time High
$0.7132 $4.17

Overview

Morpho $MORPHO is a noncustodial lending protocol designed for the Ethereum Virtual Machine. More

OG Score 41.21
Reviews 7
Market cap $1.08B
Market cap Rank #65

Market Data & Token Stats

Fully Diluted Valuation $1.97B
24H Trading Volume $17.10M
24H Low / High $1.90 / $2.03
Circulating Supply 551.04M
Total Supply 1.00B
Max Supply 1.00B

Key Project Information

Categories Coinbase Ventures Portfolio 9 more
Founder Paul Frambot
Website morpho.org Whitepaper 1 more
Socials 2 more
Chains Ethereum Ecosystem 3 more
Explorer Etherscan 5 more
Contracts Morpho 0x58d....9c2b2 3 more

MORPHO/USD Live Price Chart

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$MORPHO Community Sentiment

OGAudit Security Evaluation & Social Audit Metrics

OG Score

Only Verified Crypto OGs Can Rate
OG Score Rank #477
Reviews 7
Gem Score 11.69

OGAudit Coin Evaluation Metrics

Innovation 43 .07
Innovation Evaluates whether the project introduces a unique and practical solution with clear, verifiable advantages over existing alternatives, and whether the innovation has the potential to deliver measurable real-world impact beyond marketing claims.
Security 38 .09
Security Assesses the robustness of smart contract and protocol code security, including the availability, quality, and recency of audit reports. Beyond code, it evaluates overall project legitimacy by analyzing centralization risks, liquidity locks, and the likelihood of malicious behavior such as rug pulls.
Community 41 .44
Community Measures how actively the team engages and informs its community and whether governance decisions are transparent and involve on-chain voting. It also assesses whether growth is driven by genuine user interest and product adoption, rather than hype, or bot-driven activity.
Tokenomics 37 .16
Tokenomics Assesses the token's utility, distribution, and economic sustainability. It evaluates the project's revenue model, value accrual for holders, and market health metrics such as liquidity depth, volume, and the protocol TVL (Total Value Locked).
Team 44 .14
Team Evaluates the experience and credibility of the team. It also assesses partners and backers, examining whether they can meaningfully support long-term development and whether the team has sufficient resources to execute its roadmap.
Roadmap 43 .36
Roadmap Assesses the transparency and clarity of the project’s strategic roadmap. It goes beyond stated milestones by cross-referencing them with actual developer activity and releases to evaluate consistent delivery, real impact, and alignment with evolving market conditions.
How do we calculate this? [See our methodology]

Morpho (morpho) Expert User Reviews

Is Morpho safe or a scam? Read verified Crypto OG reviews about Morpho

Only Verified Crypto OGs Can Publish Reviews
aabashweb3
aabashweb3 19 Mar 2026 - 17:40 0x8d3...061b3
OG Score 38.02

Yield boosting on top of existing liquidity pools just feels right. It smells like a smarter, sleeker Compound. When you see major exchanges quietly plugging this into their backend for millions of users, the signal is deafening. My biggest gripe? The security history is messy. Nearly losing millions to a frontend bug is a wild red flag. The foundation is solid now, but heavy centralization means you’re playing by the whales' rules. No crazy upside left here.

MORPHO $1.67 Gem Score: 10.00
JawadWeb3
JawadWeb3 21 Jan 2026 - 07:07 0xFd6...A6fc2
OG Score 40.75

From what I’ve seen digging into Morpho, its design genuinely makes lending and borrowing in DeFi more efficient, often delivering better rates than traditional pooled models. The growing ecosystem traction feels real, not manufactured. That said, a closer look shows this isn’t plug and play DeFi. Morpho’s technical complexity, layered risk exposure including oracle dependencies and liquidation mechanics and its reliance on curator defined strategies mean users need a clear understanding of where risk is coming from before committing funds

MORPHO $1.16 Gem Score: 12.70
Andy Araon
Andy Araon 29 Dec 2025 - 10:13 0x7bc...629ee
OG Score 40.22

Morpho just dropped their API in November for institutional integrations, building on the SDK from October protocol’s TVL exploded past $3.9B this year across Ethereum and Base, I checked the vaults, curated ones from Gauntlet and others are crushing yields without the usual risks, and the immutable core keeps hacks at bay. Governance token’s distribution feels fair post-launch, no heavy dumps showing. I researched the monthly updates and feel it’s quietly dominating efficient lending :)

MORPHO $1.18 Gem Score: 4.40
vindicatethis
vindicatethis 17 Jul 2025 - 09:53 0x0f6...ec1bd
OG Score 41.88

It’s a creative approach to improving yields and rates, though adoption is still in its early stages

MORPHO $2.13 Gem Score: 15.50
HumbleApe
HumbleApe 27 Feb 2025 - 17:26 0x89d...57dc0
OG Score 41.15

I’ve been experimenting with Morpho lately, and its lending protocol really stands out.

MORPHO $2.05 Gem Score: 14.70
CryptoGeek
CryptoGeek 7 Feb 2025 - 12:47 0x015...c7f8e
OG Score 38.73

Morpho is an interesting DeFi project that optimizes lending and borrowing. I think that its unique approach could make it significant if it can navigate the competitive DeFi landscape and maintain its technological edge.

MORPHO $1.88 Gem Score: 10.20
Adaphermor
Adaphermor 28 Jan 2025 - 11:16 0x949...62c43
OG Score 47.72

Morpho's approach to decentralized lending with a focus on peer-to-peer loans is innovative, aiming to reduce risk and increase efficiency in DeFi lending.

MORPHO $3.09 Gem Score: 14.30

$morpho Markets

Name Pair OG Score

About Morpho

Morpho $MORPHO is a noncustodial lending protocol designed for the Ethereum Virtual Machine (EVM). It introduces a new trustless primitive that enhances efficiency and flexibility compared to existing lending platforms. With its innovative approach, Morpho $MORPHO aims to redefine decentralized finance (DeFi) lending by offering permissionless risk management, market creation and oracle-agnostic pricing.

Project Overview and Features

Morpho $MORPHO is built as a simple, immutable and governance-minimized base layer, enabling a wide variety of additional layers to be constructed on top. The protocol is designed to address the limitations of traditional decentralized funds and protocols by offering a more scalable, efficient and resilient solution.

Key features of Morpho $MORPHO include:

Permissionless Market Creation:

Morpho $MORPHO allows anyone to create lending markets by specifying a loan token, collateral token, oracle, Liquidation Loan-To-Value ratio (LLTV) and Interest Rate Model (IRM). This flexibility enables a broader range of use cases while maintaining trustless operations.


 

Oracle-Agnostic Pricing:

Unlike oracle-less protocols, Morpho $MORPHO adopts an oracle-agnostic approach. Users can choose their preferred oracle for pricing, such as Chainlink or Uniswap, or even hardcode prices. This ensures simplicity and trustlessness while allowing optimal efficiency.


 

Externalized Risk Management:

The protocol externalizes risk management, enabling permissionless layers to handle risk profiles, compliance and user experience. This approach eliminates the bottlenecks associated with DAO-managed platforms and allows for diversified liquidity aggregation.


 

Free Flash Loans:

Morpho $MORPHO offers free flash loans through its singleton architecture. These loans can be taken without collateral if repaid within the same transaction, reducing gas costs and enabling advanced DeFi operations like liquidations, leveraged positions and arbitrages.


 

Account Management:

Users can grant permissions to other addresses for borrowing, withdrawing, or managing collateral on their behalf. This feature enhances flexibility and allows for batch interactions with the protocol.


 

Minimalist Codebase:

The protocol’s immutable and non-upgradable code ensures trustlessness and auditability. With only 650 lines of source code, Morpho $MORPHO minimizes logic and storage footprint, resulting in lower gas fees.


 

Use Cases

Morpho $MORPHO serves as a foundational layer for decentralized lending, enabling a variety of use cases:

Custom Lending Markets:

Users can create markets tailored to specific needs, such as DAI backed by WETH with a 90% LLTV using Chainlink as the oracle.


 

Liquidity Aggregation:

By assembling Morpho $MORPHO lending markets, platforms can re-aggregate liquidity and provide a passive user experience with diversified exposure.


 

Risk Management Solutions:

Risk experts can allocate deposits across various markets, abstracting complexities for passive lenders and ensuring better liquidity sharing.


 

Advanced DeFi Operations:

Free flash loans and callbacks enable developers and power users to perform complex operations like arbitrages, liquidations and leveraged positions efficiently.


 

Founders, Backers and Partners

Morpho $MORPHO is the result of extensive collaboration among various contributors, including:

Founders:

Paul Frambot (CEO)

Mathis Gontier Delaunay

Quentin Garchery

Matthieu Lesbre


 

Acknowledged Contributors:

Paul-Adrien Nicole

Merlin Egalite

Romain Milon

Jean Grimal

Julien Thomas

Simon Crotty


 

Backers and Partners:

Morpho $MORPHO is backed by prominent investors and partners, including a16z Crypto, Coinbase Ventures, Pantera Capital and Ribbit Capital, alongside contributions from Morpho Labs.


 

Conclusion

Morpho $MORPHO represents a significant advancement in DeFi lending by offering a trustless, efficient and flexible protocol. Its permissionless market creation, oracle-agnostic pricing and externalized risk management set it apart from traditional platforms. With its minimalist design and innovative features, Morpho $MORPHO is poised to become a cornerstone of decentralized lending in the Ethereum ecosystem.

What is unique about Morpho (MORPHO)?

Morpho $MORPHO offers a trustless, efficient lending protocol with permissionless market creation and oracle-agnostic pricing.

Who are the founders of Morpho (MORPHO)?

The founders of Morpho $MORPHO are Mathis Gontier Delaunay, Paul Frambot, Quentin Garchery and Matthieu Lesbre.

Who are the backers/investors of Morpho (MORPHO)?

Morpho $MORPHO is backed by prominent investors and partners, including a16z Crypto, Coinbase Ventures, Pantera Capital and Ribbit Capital, alongside contributions from Morpho Labs.

Where can I buy Morpho (MORPHO)?

 Binance, Bybit, CoinbaseGate.ioMEXC

Information in this section carefully collected and curated from publicly available data from official sources, including the Morpho Official Website, Morpho Whitepaper, Morpho GitHub Repository and Morpho X (Twitter) Account.

The information presented on this page is created and published by the OGAudit Editorial Team for educational and informational purposes. It should NOT be construed as an endorsement, or as legal, or investment advice. If you believe any content on this page is outdated or incorrect, please feel free to contact us for updates and corrections.

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