Credefi (CREDI) bridges the gap between traditional and decentralized finance by providing a platform for crypto lenders to fund SME borrowers. More
| Fully Diluted Valuation | $3.87M |
|---|---|
| 24H Trading Volume | $104,897 |
| 24H Low / High | $0.00 / $ 0.00 |
| Circulating Supply | 748.57 M |
| Total Supply | 948.57 M |
| Max Supply | 948.57 M |
| Categories | Real World Assets (RWA) 6 more |
|---|---|
| Founder | Valentin Dimitrov 1 more |
| Website | credefi.io |
| Socials | 4 more |
| Chains | Ethereum Ecosystem 1 more |
| Explorer | Bscscan 4 more |
| Contracts |
0xae6....14c6b
1 more
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| Name | Pair | OG Score |
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Credefi Finance is revolutionizing finance for small and medium-sized enterprises (SMEs) in the European Union by bridging the gap between traditional and decentralized finance. With SMEs making up 99% of businesses in the EU and facing challenges accessing financing from traditional banks, Credefi steps in to connect crypto lenders with SME borrowers.
Addressing Key Challenges
Traditional banks often overlook SMEs, leaving a significant financing gap of $176.6 billion in the EU. Credefi solves this by offering stable and predictable returns through its platform, secured by real-world collateral and using Experian's credit risk scoring. This approach shields SMEs from crypto market volatility, ensuring reliable funding.
Financial Solutions
Credefi provides several financial solutions tailored to meet the needs of both lenders and borrowers:
1. Portfolio Lending: CREDI token holders can lend stable coins to credit portfolios with varying risk profiles. The platform offers detailed risk assessments and credit score data to help lenders make informed investment decisions, with potential annual percentage yields (APYs) exceeding 10%.
2. Project-based P2P Lending: Leveraging blockchain technology, Credefi facilitates direct peer-to-peer lending globally. This approach simplifies borrowing and lending processes, supporting both collateralized and, in some cases, zero-collateral loans to enhance accessibility.
3. Trade Finance: Integrating traditional banking practices with decentralization, Credefi enables transactions such as Letters of Credit, Letters of Guarantee, and factoring services. This comprehensive approach caters to diverse financing needs, further empowering SMEs.
Empowering SME Growth
By democratizing access to finance through innovative blockchain solutions, Credefi empowers SMEs to seize growth opportunities. This inclusive approach promotes economic resilience and fosters a dynamic financial ecosystem.
Future Outlook
As Credefi expands its reach and enhances its offerings, it continues to play a pivotal role in transforming how SMEs access financing, paving the way for sustainable economic growth across the EU.
Credefi stands out by bridging traditional and decentralized finance, offering stable returns secured by real-world collateral and Experian's credit scoring, mitigating crypto market volatility for SME borrowers.
The founders of Credefi are Valentin Dimitrov and Ivo Grigorov, committed to revolutionizing SME financing in the EU.
Credefi has garnered support from a diverse group of investors interested in innovating SME financing across Europe, leveraging the platform's robust financial solutions.
You can buy Credefi (CREDI) on Gate.io, KuCoin, BitMart, BingX, Uniswap V3 (Ethereum) cryptocurrency exchanges.
