Market CapTotal Cryptocurrency Market Capitalization
$2.32T
1.04%
24h Vol.24 Hour Total Trading Volume
$70.30B
Dom.Bitcoin Market Dominance Percentage
56.26%
BTCBitcoin Current Live Price
$65,178.00
0.96%
ETHEthereum Current Live Price
$1,757.53
1.45%
ETH GasEthereum Network Gas Fees in Gwei
Low
Avarage
High
Data by Etherscan
Fear & GreedCryptocurrency Market Fear and Greed Index
22
xCREDI XCREDI Logo

xCREDI XCREDI Social Audit & Trust Score

$0.01463 3.94%
Low All Time High
$0.01398 5% 89.79% $0.1433

Overview

xCREDI $XCREDI is a Web3 governance and utility token within the Credefi ecosystem, offering revenue sharing and staking benefits. More

OG Score 5.64
Reviews 3
Market cap $380,295
Market cap Rank #3892

Market Data & Token Stats

Fully Diluted Valuation $380,295
24H Trading Volume $30,846
24H Low / High $0.01457 / $0.01523
Circulating Supply 26.00M
Total Supply 26.00M
Max Supply

Market Health Signals

Vol / MC Ratio 8.11% Fair
Circulating Ratio 100.00% Very High

Key Project Information

Categories Decentralized Finance (DeFi) 3 more
Founder Ivo Grigorov
Website credefi.io Whitepaper
Socials 2 more
Chains Ethereum Ecosystem
Explorer Etherscan 3 more
Contracts xCREDI 0x3bb....70afd

XCREDI/USD Live Price Chart

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$XCREDI Community Sentiment

xCREDI Social Audit & Score Breakdown

OG Score

Community based score. Not financial advice.
OG Score Rank #1281/1351
Reviews 3
Gem Score 4.57

OGAudit Coin Evaluation Metrics

Innovation 7 .60
Innovation Evaluates whether the project introduces a unique and practical solution with clear, verifiable advantages over existing alternatives, and whether the innovation has the potential to deliver measurable real-world impact beyond marketing claims.
Security 4 .13
Security Assesses the robustness of smart contract and protocol code security, including the availability, quality, and recency of audit reports. Beyond code, it evaluates overall project legitimacy by analyzing centralization risks, liquidity locks, and the likelihood of malicious behavior such as rug pulls.
Community 6 .77
Community Measures how actively the team engages and informs its community and whether governance decisions are transparent and involve on-chain voting. It also assesses whether growth is driven by genuine user interest and product adoption, rather than hype, or bot-driven activity.
Tokenomics 4 .40
Tokenomics Assesses the token's utility, distribution, and economic sustainability. It evaluates the project's revenue model, value accrual for holders, and market health metrics such as liquidity depth, volume, and the protocol TVL (Total Value Locked).
Team 5 .23
Team Evaluates the experience and credibility of the team. It also assesses partners and backers, examining whether they can meaningfully support long-term development and whether the team has sufficient resources to execute its roadmap.
Roadmap 5 .70
Roadmap Assesses the transparency and clarity of the project’s strategic roadmap. It goes beyond stated milestones by cross-referencing them with actual developer activity and releases to evaluate consistent delivery, real impact, and alignment with evolving market conditions.
How is this score calculated? [Coin Rating Methodology]

xCREDI (xcredi) Verified Crypto OG Reviews

Is xCREDI safe or a scam? Read verified Crypto OG reviews about xCREDI

Only Verified Crypto OGs Can Rate and Review
JawadWeb3
JawadWeb3 12 Jun 2026 - 06:47 0xFd6...A6fc2
OG Score 7.45

Most traders looking at xcredi will probably start with supply, i would start with market structure, nearly all tokens are already circulating, which removes the usual concern around future unlocks, that sounds positive until you look at where liquidity actually comes from. Trading activity is heavily concentrated on a single venue, while visible market depth remains relatively limited, in markets like that stability can sometimes be a liquidity illusion, prices hold up not because demand is strong but because very little selling pressure reaches the book.
The upside is straight forward, existing holders are not dealing with the constant dilution seen across many low float projects the risk sits elsewhere, when liquidity volume and price discovery depend on the same venue, the exchange quietly becomes part of the investment case, if activity weakens there, the market can lose liquidity and confidence at the same time.
​​​​​​Some projects spend years fighting supply inflation, xcredi may eventually discover that access to liquidity was the more important variable all along.
https://www.coingecko.com/en/coins/xcredi 👆 Check circulating supply, market data, liquidity metrics.  &
https://coincodex.com/crypto/xcredi/exchanges/ 👆 Check exchange concentration and trading venue distribution.

XCREDI $0.01510 Gem Score: 5.50
Saif8844
Saif8844 12 Jun 2026 - 00:41 0x63c...fefda
OG Score 2.12

XCREDI tried to become a tech giant in crypto by connecting crypto to real world use case, but due to insider holding 90% supply and lack of community interaction project is almost dead, it was built for old trend now market has moved to new hype and trend while it still stuck with old tech no new strong innovation.
Not good investment or long term potential XCREDI belongs to a legit Web3 lending company, but the token is a  complete opposite financial disaster for project with zero market hype, an empty trading volume, and insiders controlling over 90% of the supply it is smart to keeping distance.

XCREDI $0.01527 Gem Score: 1.00
HumbleApe
HumbleApe 1 Aug 2025 - 20:14 0x89d...57dc0
OG Score 7.35

I expected to find a solid credit protocol for xCredi, but instead, I found little more than vapor. Their site touts “decentralized credit scoring,” yet there’s zero evidence of real credit mechanics. No whitepaper, no GitHub, and March 2025 X posts only tease vague “partnerships.” The token feels like speculative bait. Still, their steady X presence shows a team clinging to relevance. A faint pulse, but not proof of life.

XCREDI $0.02016 Gem Score: 7.20

$xcredi Markets

Name Pair OG Score

About xCREDI

xCREDI $XCREDI is a Web3 governance and utility token within the Credefi ecosystem, designed to reward long-term platform participation. Users can obtain $xCREDI by depositing the platform's primary token, $xCREDI, into the Module X Security Module, where $xCREDI is burned and $xCREDI is minted in return. 

Key Features of xCREDI $XCREDI

  • Governance Participation: Holders of $xCREDI can participate in governance decisions, influencing the development and direction of the Credefi platform.
     
  • Revenue Sharing: $xCREDI holders benefit from a profit-sharing model, receiving a portion of the platform's revenue.
     
  • Staking Benefits: Staking $xCREDI unlocks exclusive benefits such as increased interest earnings and premium platform access.
     
  • Deflationary Mechanism: A portion of the fees and interest collected on the Credefi platform is allocated to a buyback and liquidity provision program for $xCREDI, introducing deflationary pressure by reducing its total supply over time.

Use Cases of xCREDI $XCREDI

  • Enhanced Capital Efficiency: Users can access loans with less collateral, freeing up capital for other investments or expenditures within the Web3 space.
     
  • Portfolio Optimization: The AI agents assist in managing and optimizing users' portfolios, ensuring that investments align with individual risk profiles and market conditions.
     
  • Access to Diverse Investment Opportunities: By lowering the barriers to obtaining loans, $xCREDI enables users to participate in a broader range of opportunities within the Web3 ecosystem.

Conclusion

xCREDI $XCREDI represents a significant advancement in decentralized lending by combining undercollateralized loan offerings with AI-driven risk management. Its operation on the Ethereum blockchain ensures high performance and low transaction costs, making it a compelling option for users seeking efficient and flexible lending solutions within the Web3 ecosystem.

What is unique about xCREDI (XCREDI)?

xCREDI $XCREDI offers undercollateralized loans managed by AI agents, enhancing capital efficiency in DeFi.

Who are the founders of xCREDI (XCREDI)?

The founder of xCREDI $XCREDI is Ivo Grigorov.

Who are the backers/investors of xCREDI (XCREDI)?

The partners of xCREDI $XCREDI are Gate.io, KuCoin, Experian, Polytrade, XDC, ChainPort and others.

Where can I buy xCREDI (XCREDI)?

You can buy xCREDI (XCREDI) on BingX cryptocurrency exchanges.

Information in this section carefully collected and curated from publicly available data from official sources, including the xCREDI Official Website, xCREDI Whitepaper and xCREDI X (Twitter) Account.

The information presented on this page is created and published by the OGAudit Editorial Team for educational and informational purposes. It should NOT be construed as an endorsement, or as legal, or investment advice. If you believe any content on this page is outdated or incorrect, please feel free to contact us for updates and corrections.

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