Market CapTotal Cryptocurrency Market Capitalization
$2.68T
0.98%
24h Vol.24 Hour Total Trading Volume
$109.90B
Dom.Bitcoin Market Dominance Percentage
58.13%
BTCBitcoin Current Live Price
$77,796.00
0.53%
ETHEthereum Current Live Price
$2,330.69
2.92%
ETH GasEthereum Network Gas Fees in Gwei
Low
Avarage
High
Data by Etherscan
Fear & GreedCryptocurrency Market Fear and Greed Index
46
Stellar XLM Logo

Stellar XLM Social Audit & Trust Score

$0.1782 0.29%
Low All Time High
$0.0004761 $0.8756

Overview

Stellar $XLM is a blockchain platform designed to enable fast, cost-effective cross-border payments and asset transfers. More

OG Score 40.61
Reviews 12
Market cap $5.93B
Market cap Rank #19

Market Data & Token Stats

Fully Diluted Valuation $8.91B
24H Trading Volume $131.34M
24H Low / High $0.1748 / $0.1822
Circulating Supply 33.28B
Total Supply 50.00B
Max Supply

Key Project Information

Categories Smart Contract Platform 6 more
Founder Jed McCaleb 2 more
Website stellar.org Whitepaper 1 more
Socials 7 more
Chains Stellar Ecosystem
Explorer Stellar 4 more
Contracts Stellar CAS3J....XOWMA

XLM/USD Live Price Chart

Loading...

$XLM Community Sentiment

OGAudit Security Evaluation & Social Audit Metrics

OG Score

Only Verified Crypto OGs Can Rate
OG Score Rank #514
Reviews 12
Gem Score 10.28

OGAudit Coin Evaluation Metrics

Innovation 40 .31
Innovation Evaluates whether the project introduces a unique and practical solution with clear, verifiable advantages over existing alternatives, and whether the innovation has the potential to deliver measurable real-world impact beyond marketing claims.
Security 50 .33
Security Assesses the robustness of smart contract and protocol code security, including the availability, quality, and recency of audit reports. Beyond code, it evaluates overall project legitimacy by analyzing centralization risks, liquidity locks, and the likelihood of malicious behavior such as rug pulls.
Community 33 .14
Community Measures how actively the team engages and informs its community and whether governance decisions are transparent and involve on-chain voting. It also assesses whether growth is driven by genuine user interest and product adoption, rather than hype, or bot-driven activity.
Tokenomics 40 .18
Tokenomics Assesses the token's utility, distribution, and economic sustainability. It evaluates the project's revenue model, value accrual for holders, and market health metrics such as liquidity depth, volume, and the protocol TVL (Total Value Locked).
Team 47 .14
Team Evaluates the experience and credibility of the team. It also assesses partners and backers, examining whether they can meaningfully support long-term development and whether the team has sufficient resources to execute its roadmap.
Roadmap 37 .83
Roadmap Assesses the transparency and clarity of the project’s strategic roadmap. It goes beyond stated milestones by cross-referencing them with actual developer activity and releases to evaluate consistent delivery, real impact, and alignment with evolving market conditions.
How do we calculate this? [See our methodology]

Stellar (xlm) Expert User Reviews

Is Stellar safe or a scam? Read verified Crypto OG reviews about Stellar

Only Verified Crypto OGs Can Publish Reviews
praiz
praiz 5 Apr 2026 - 17:50 0x6e8...58f42
OG Score 42.02

Stellar is The Bank's Favorite Blockchain. If you are looking for technical integrity and real-world adoption, this is the gold standard. However, from a trader's perspective, it is a Liquidity Tank. It is very safe, very liquid, but currently lacks the hype needed to break the $0.20 resistance. although it also lack abit of social presences very low impression less than 1k something the team could work on..

XLM $0.1586 Gem Score: 7.20
Saif8844
Saif8844 1 Apr 2026 - 12:58 0x63c...fefda
OG Score 25.70

XLM is now Strong block chain with multiple Token and project deployed, It has decent liquidity despite all this it's still a volatile token, Team focused on utilities and ecosystem that is good progress. But XRP is better due to it's focus on banking while Stellar isn't working to expand chain into banking, XRP makes Crypto most accessable to community than XLM do, The Stellar Development Foundation holds a major amount of the total XLM supply, leading to concerns about centralized control over the ecosystem's funding. The major Reason for price volatility is Very cheap and less Transaction fee which affect value significantly, Team needs to approach step to reduce supply and apply strict token release rule, like all digital assets, XLM is stored in electronic form and is vulnerable to cyber-attacks, Team needs to fix these issues otherwise XLM is strong block chain with high sustainability and RWA use case.

XLM $0.1730 Gem Score: 6.20
Anti rug
Anti rug 24 Mar 2026 - 10:58 0xb47...1250d
OG Score 38.90

Stellar (XLM) is a top tier institutional settlement layer that has recently proven to be "too centralized" for DeFi purists. The $10.2M YieldBlox exploit and subsequent validator freeze confirm that core organizations still hold "God Mode" over the network. Combined with a massive 17 billion token supply overhang and an 80% drop from its ATH, the project is a "Institutional Zombie." It provides elite utility for banks but offers almost zero momentum for investors. https://www.halborn.com/blog/post/explained-the-yieldblox-hack-february-2026

XLM $0.1664 Gem Score: 13.00
Paradox
Paradox 10 Mar 2026 - 13:41 0xba0...ccb78
OG Score 6.88

A blockchain designed for fast, low-cost cross-border payments and asset transfers, often targeting banks, remittance services, and financial institutions. The good: Transactions are extremely cheap and fast, the network has existed for years with stable operation, and it has partnerships in the payments and remittance sector. It’s also widely integrated across wallets and exchanges. The bad: Adoption by large financial institutions has been slower than expected, competition from other payment chains is strong, and the token’s price growth has often lagged behind newer narratives in crypto. Overall: Stable and legitimate infrastructure, but growth depends on stronger real-world payment adoption. Not dead, but not a market leader in momen

XLM $0.1606 Gem Score: 29.40
JawadWeb3
JawadWeb3 4 Jan 2026 - 15:17 0xFd6...A6fc2
OG Score 43.75

XLM focuses on making international money transfers fast and affordable,and it's already being used in real remittance and payment setups. That said, it doesn't offer much beyond payments , with a small DeFi presence and development that depends heavily on the stellar foundation.

XLM $0.2335 Gem Score: 5.50
HumbleApe
HumbleApe 16 Oct 2025 - 19:30 0x89d...57dc0
OG Score 43.08

Stellar went from payments underdog to the chain moving $4.2B in real-world assets, but when your fees are $0.00001, being great infrastructure doesn't automatically make XLM a must-hold token. I think there are much better options like XRP🤔

XLM $0.3127 Gem Score: 5.40
CryptoAPE
CryptoAPE 12 Jul 2025 - 12:36 0x4f5...5f294
OG Score 42.85

Despite the surge, the apps and indexers on this blockchain are still terrible. It’s closely following the XRP hype over 60% this week and 24% in the last 24 hours! but I don't understand why would anyone use Stellar when there is XRP, at least the tokenomics is better than XRP 😁

XLM $0.4008 Gem Score: 22.40
vindicatethis
vindicatethis 11 Jul 2025 - 11:38 0x0f6...ec1bd
OG Score 46.90

The community is engaged, but token utility could be improved. It needs to step out of XRP's shadow.

XLM $0.3144 Gem Score: 6.20
1
HumbleApe
HumbleApe 26 Feb 2025 - 12:33 0x89d...57dc0
OG Score 43.98

$XLM excels in fast, low-cost remittances. I love its financial inclusion focus, but scaling partnerships is still a work in progress.

XLM $0.2967 Gem Score: 15.80
CryptoGeek
CryptoGeek 3 Feb 2025 - 11:16 0x015...c7f8e
OG Score 53.05

Stellar's focus on affordable cross-border payments is noble, aiming at financial inclusion, but it competes in a crowded field with similar goals.

XLM $0.3315 Gem Score: 4.30
1
Adaphermor
Adaphermor 27 Jan 2025 - 11:38 0x949...62c43
OG Score 43.47

Stellar's mission to enable financial access for the unbanked resonates with me. You can use XLM to send money, where banking is a luxury.

XLM $0.3740 Gem Score: 4.00
1
CryptoAPE
CryptoAPE 10 May 2024 - 14:42 0x4f5...5f294
OG Score 56.72

I used it last year wallet was horrible can't recall the name, transactions and finalization are slow and expensive compared to their competitors. Community support was simply non-existent! I'm not sure how they plan to enter and compete in the market. Maybe it is not the retail at all.. $XLM price action is pretty much similar to $XRP (a total waste of time)

XLM $0.1089 Gem Score: 4.00

$xlm Markets

Name Pair OG Score

About Stellar

Stellar $XLM: A Comprehensive Overview

History and Origins of Stellar $XLM

Stellar $XLM was founded in 2014 by Jed McCaleb, a prominent figure in the cryptocurrency space and Joyce Kim, with the goal of fostering financial inclusion and connecting global financial systems. Recognizing the challenges of high transaction costs and limited accessibility in traditional systems, Stellar $XLM aimed to provide an open network where currencies and assets could be easily transferred across borders.

Early in its journey, Stellar $XLM received support from Stripe, which contributed $3 million to the project, cementing its position as a solution-oriented platform. Over time, Stellar $XLM achieved significant milestones, such as its partnership with IBM in 2017 to develop cross-border payment solutions and its adoption by the Ukrainian government for creating a digital version of their currency.

Key Technical Features of Stellar $XLM

Stellar $XLM distinguishes itself through its unique architecture and technical capabilities. Its consensus mechanism, the Stellar Consensus Protocol (SCP), sets it apart from traditional Proof-of-Work or Proof-of-Stake models. SCP ensures faster and energy-efficient transaction verifications, making the network scalable and eco-friendly.

A standout feature of Stellar $XLM is its ability to issue, exchange and transfer multiple types of digital assets. By integrating Anchors (trusted entities that bridge fiat currencies and Stellar tokens), Stellar $XLM facilitates seamless currency conversions, allowing users to transact in their preferred currency while benefiting from the blockchain’s efficiency.

The platform also includes an innovative decentralized exchange (DEX) for trading assets without intermediaries. Its ability to handle thousands of transactions per second at negligible fees further underscores its practicality for global payments.

Real-World Adoption of Stellar $XLM

Stellar $XLM has found use in numerous real-world applications, showcasing its versatility across industries. Financial institutions leverage Stellar’s $XLM infrastructure to process remittances and cross-border settlements. One prominent example is IBM’s World Wire, which uses Stellar $XLM to connect financial institutions and enable real-time settlements of financial assets.

Moreover, fintech companies such as Tempo and SatoshiPay rely on Stellar $XLM for fast and cost-efficient payments. The Ukrainian government’s collaboration with Stellar $XLM for developing its digital hryvnia also highlights institutional adoption, recognizing the network’s potential for modernizing financial infrastructures.

Tokenomics of Stellar $XLM

The native token of Stellar $XLM, Lumens, plays a critical role in the ecosystem. Lumens are used to facilitate transactions, prevent network spam and serve as a bridge currency for asset conversions. Their demand is driven by the increasing adoption of the Stellar $XLM network, particularly in remittances and asset tokenization.

In addition, Stellar $XLM employs a fixed supply of 50 billion Lumens, with built-in mechanisms for gradual distribution that encourage stability. As the ecosystem grows through institutional partnerships, diverse use cases and developer activity, the utility and demand of Lumens strengthen, contributing to their long-term value.

Developer Ecosystem and Strategic Partnerships

Stellar $XLM benefits from an active developer community focused on building innovative financial solutions. The Stellar Development Foundation (SDF), a non-profit entity dedicated to the project, provides extensive resources, grant programs and technical support to developers.

Its strategic partnerships have further propelled its success. Collaborations with IBM, Circle and Deloitte have validated Stellar $XLM’s capabilities among prominent players in finance and technology. The network’s compatibility with stablecoins, like USDC, has expanded its appeal as a reliable infrastructure for digital payments and financial applications.

Recent Developments in 2025

As of 2025, Stellar $XLM has continued to expand its ecosystem with important updates and partnerships. The network has integrated enhanced scalability features to handle growing transaction volumes. Its collaboration with MoneyGram to enable crypto-to-cash and cash-to-crypto transfers has also bridged the gap between traditional finance and blockchain.

Furthermore, the Stellar Development Foundation has launched programs to drive adoption in emerging markets, targeting financial inclusion in unbanked and underbanked regions. With growing interest from governments and institutions worldwide, Stellar $XLM remains a forefront contender in the race to modernize financial infrastructure.

Conclusion

Stellar $XLM has solidified its reputation as a transformative blockchain solution with its technical prowess, efficiency and real-world use cases. Through its innovative Stellar Consensus Protocol, partnerships with major institutions and focus on financial inclusion, Stellar $XLM provides a unique approach to solving global payment challenges.

With continuous developments and increasing adoption, Stellar $XLM stands as a robust platform poised to redefine how currencies and assets are exchanged across borders in the digital era.

 

What is the Stellar Consensus Protocol (SCP) and how does it benefit Stellar $XLM?

The Stellar Consensus Protocol (SCP) is a unique mechanism that ensures fast, secure and energy-efficient transactions by achieving agreement across a decentralized network without traditional mining. It enables scalability and low transaction costs, making the network highly practical for global payments.

How does Stellar $XLM enable currency conversions across its network?

Stellar $XLM enables currency conversions through Anchors, which are trusted entities that bridge fiat currencies and digital assets. These Anchors issue assets tied to fiat currencies, enabling seamless conversions and payments between users in different currencies.

What role does the decentralized exchange (DEX) on Stellar $XLM play?

The built-in decentralized exchange (DEX) on Stellar $XLM allows users to trade assets directly on the blockchain without intermediaries. This feature supports efficient, low-cost trading of various tokens and fiat-backed assets.

How has Stellar $XLM demonstrated partnerships with traditional financial institutions?

Stellar $XLM has partnered with institutions like IBM for its World Wire cross-border payment system and MoneyGram for crypto-to-cash transfers. These partnerships highlight its ability to bridge blockchain and traditional finance.

What are the environmental advantages of Stellar $XLM?

Unlike blockchains using energy-intensive Proof-of-Work mechanisms, Stellar $XLM leverages the Stellar Consensus Protocol to minimize energy consumption while maintaining high transaction throughput and security.

How does Stellar $XLM enhance financial inclusion?

Stellar $XLM provides affordable transaction fees and cross-border remittance solutions, making financial services accessible to underbanked and unbanked regions. It supports the tokenization of local currencies to enable seamless conversions and transfers.

How does Stellar $XLM handle scalability for high transaction volumes?

Stellar $XLM is capable of handling thousands of transactions per second with low latency and negligible fees, aided by its lightweight architecture and efficient consensus mechanism.

What notable governmental collaboration has Stellar $XLM engaged in?

Stellar $XLM collaborated with the Ukrainian government to develop a digital version of their national currency, the hryvnia, showcasing its relevance in building national-level blockchain solutions.

How does Stellar $XLM use USDC stablecoin in its ecosystem?

Stellar $XLM supports USDC, enabling stablecoin transactions within its network for efficient cross-border payments, reducing volatility while enhancing liquidity and usability.

What tools and initiatives does Stellar Development Foundation (SDF) offer to developers?

The Stellar Development Foundation (SDF) provides resources such as grants, APIs and documentation, supporting developers in building innovative financial tools and services on the Stellar $XLM blockchain.

What is unique about Stellar (XLM)?

Stellar's unique feature lies in its minimal transaction fees of 0.00001 XLM, enabling almost real-time cross-border transactions at a fraction of the cost compared to traditional fiat-based systems.

Who are the founders of Stellar (XLM)?

Stellar (XLM) was founded by Jed McCaleb, co-founder of Ripple, along with partner Joyce Kim and David Mazieres in 2014, with a vision to democratize financial access and inclusion.

Who are the backers/investors of Stellar (XLM)?

Stellar (XLM) was launched with the support of key early backers. Stripe provided $3 million in seed funding in exchange for 2 billion XLM tokens, with Stripe’s CEO Patrick Collison co-founding and collaborating on the Stellar Development Foundation (SDF). Other notable contributors and early investors include Stellar co-founders Jed McCaleb and Joyce Kim, as well as prominent angel investors such as Keith Rabois, Sam Altman, Naval Ravikant and Matt Mullenweg, who helped provide strategic guidance and capital during the platform’s early development.

Where can I buy Stellar (XLM)?

You can buy Stellar (XLM) on Binance, Bybit, CoinbaseOKXGate.io cryptocurrency exchanges.

Information in this section carefully collected and curated from publicly available data from official sources, including the Stellar Official Website, Stellar Whitepaper, Stellar GitHub Repository and Stellar X (Twitter) Account.

The information presented on this page is created and published by the OGAudit Editorial Team for educational and informational purposes. It should NOT be construed as an endorsement, or as legal, or investment advice. If you believe any content on this page is outdated or incorrect, please feel free to contact us for updates and corrections.

Read More
Join OGAudit
Help Regulate
the Crypto Space!
Limited Seats Available
🚀