Market CapTotal Cryptocurrency Market Capitalization
$2.65T
0.14%
24h Vol.24 Hour Total Trading Volume
$71.08B
Dom.Bitcoin Market Dominance Percentage
58.27%
BTCBitcoin Current Live Price
$77,109.00
0.31%
ETHEthereum Current Live Price
$2,121.37
0.02%
ETH GasEthereum Network Gas Fees in Gwei
Low
Avarage
High
Data by Etherscan
Fear & GreedCryptocurrency Market Fear and Greed Index
27
Huma Finance HUMA Logo

Huma Finance HUMA Social Audit & Trust Score

$0.02157 0.04%
Low All Time High
$0.01108 93% 81.52% $0.1156

Overview

Huma Finance is the first PayFi network providing on-chain payment financing for cross-border transactions, trade finance, and receivables-backed lending.

OG Score 33.64
Reviews 4
Market cap $37.27M
Market cap Rank #602

Market Data & Token Stats

Fully Diluted Valuation $215.03M
24H Trading Volume $7.34M
24H Low / High $0.02088 / $0.02163
Circulating Supply 1.73B
Total Supply 10.00B
Max Supply 10.00B

Market Health Signals

Vol / MC Ratio 19.70% High
Circulating Ratio 17.33% Low

Key Project Information

Categories Decentralized Finance (DeFi) 3 more
Founder Richard Liu 2 more
Website huma.finance Whitepaper 2 more
Socials 1 more
Chains Binance-smart-chain Ecosystem 1 more
Explorer Solscan 3 more
Contracts Huma Finance 0x925....ba8e6 1 more

HUMA/USD Live Price Chart

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$HUMA Community Sentiment

OGAudit Security Evaluation & Social Audit Metrics

OG Score

Only Verified Crypto OGs Can Rate
OG Score Rank #436/1358
Reviews 4
Gem Score 12.70

OGAudit Coin Evaluation Metrics

Innovation 46 .05
Innovation Evaluates whether the project introduces a unique and practical solution with clear, verifiable advantages over existing alternatives, and whether the innovation has the potential to deliver measurable real-world impact beyond marketing claims.
Security 31 .53
Security Assesses the robustness of smart contract and protocol code security, including the availability, quality, and recency of audit reports. Beyond code, it evaluates overall project legitimacy by analyzing centralization risks, liquidity locks, and the likelihood of malicious behavior such as rug pulls.
Community 33 .00
Community Measures how actively the team engages and informs its community and whether governance decisions are transparent and involve on-chain voting. It also assesses whether growth is driven by genuine user interest and product adoption, rather than hype, or bot-driven activity.
Tokenomics 23 .08
Tokenomics Assesses the token's utility, distribution, and economic sustainability. It evaluates the project's revenue model, value accrual for holders, and market health metrics such as liquidity depth, volume, and the protocol TVL (Total Value Locked).
Team 34 .68
Team Evaluates the experience and credibility of the team. It also assesses partners and backers, examining whether they can meaningfully support long-term development and whether the team has sufficient resources to execute its roadmap.
Roadmap 33 .53
Roadmap Assesses the transparency and clarity of the project’s strategic roadmap. It goes beyond stated milestones by cross-referencing them with actual developer activity and releases to evaluate consistent delivery, real impact, and alignment with evolving market conditions.
How is this score calculated? [Coin Rating Methodology]

Huma Finance (huma) Expert User Reviews

Is Huma Finance safe or a scam? Read verified Crypto OG reviews about Huma Finance

Only Verified Crypto OGs Can Publish Reviews
praiz
praiz 11 May 2026 - 13:24 0x6e8...58f42
OG Score 24.68

Following a massive $292M exploit on Kelp DAO’s bridge in April 2026, Huma Finance proactively transitioned to Chainlink’s CCIP (Cross-Chain Interoperability Protocol) as its exclusive infrastructure. also On April 17, 2026, the team announced a six-month extension for core team and investor token unlocks (pushed to November 2026), and might dump them on the market.. any ways The price of the coin has crashed 81% in a year, and most of the coins (83%) are still hidden and locked away. Lock-Up Extension Announcement: https://coinness.com/en/news/1154785

HUMA $0.02284 Gem Score: 7.20
Martian
Martian 26 Apr 2026 - 07:29 0xe20...ba70e
OG Score 35.85

Huma Finance is trying to do something actually useful in crypto by bringing real-world payments and credit markets onchain, basically letting businesses get instant stablecoin liquidity. On the positive side, the tokenomics are tied to real activity since the protocol earns fees from payment flows, and a portion of those fees goes into buybacks and burns. The yield and incentives also rely on continuous demand for liquidity, which can shift with market cycles and like most real-world asset-style DeFi models, there is added risk around credit performance and how well borrowers actually repay. On-chain liquidity is good and as a payment network it shows strong product-market fit. The narrative also has real upside potential. However, for today, Huma feels a bit overvalued IMO because the gap between MC and FDV is large enough that token unlocks will matter a lot in going forward.

HUMA $0.02360 Gem Score: 10.80
Bluephase
Bluephase 17 Mar 2026 - 04:48 0x354...ab2d9
OG Score 39.17

Huma Finance is building around PayFi (payment financing), which is a genuinely valuable niche: bridging the time gap in real-world money movement using stablecoins and onchain infrastructure. On the token side, price action has not been impressive but the good part is that the schedule is not reckless, and the token does have clear utility in governance, staking, LP rewards, and future ecosystem features.

HUMA $0.01760 Gem Score: 20.00
HumbleApe
HumbleApe 21 Nov 2025 - 17:07 0x89d...57dc0
OG Score 34.87

Hey everyone, big news Huma Finance's PayFi system has been crushing it, handling massive real-world payments since jumping to Solana, and get this: zero defaults. That's seriously impressive stability right there. But hold up, the vibe isn't totally chill. Kryll slapped their smart contract with a Poor rating, pointing out 11 serious flaws. Stuff like weird fund-withdrawal rules and potential trading freezes during those high-volume Flywheel events. Keep your eyes peeled, stakers

HUMA $0.02407 Gem Score: 12.80

$huma Markets

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