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$2.68T

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$109.90B

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XRP XRP Social Audit & Trust Score

$1.42 1.92%

Low All Time High

$0.002686 $3.65

Overview

Ripple's XRP platform offers near-instant, low-cost, energy-efficient transactions on its decentralized network, enabling cross-border payments. More

OG Score 47.12

Reviews 14

Market cap $87.47B

Market cap Rank #4

Market Data & Token Stats

Fully Diluted Valuation	$142.05B
24H Trading Volume	$1.88B
24H Low / High	$1.41 / $1.46
Circulating Supply	61.57B
Total Supply	99.99B
Max Supply	100.00B

Key Project Information

Categories	Smart Contract Platform 8 more
Founder	David Schwartz 2 more
Website	ripple.com Whitepaper
Socials	2 more
Explorer	Xrpscan 1 more

XRP/USD Live Price Chart

24h 7d 1m All

$XRP Community Sentiment

OGAudit Security Evaluation & Social Audit Metrics

OG Score

Only Verified Crypto OGs Can Rate

OG Score Rank #147

Reviews 14

Gem Score 22.54

OGAudit Coin Evaluation Metrics

Innovation 45 .91

Security 50 .94

Community 48 .53

Tokenomics 32 .91

Team 61 .40

Roadmap 43 .03

How do we calculate this? [See our methodology]

XRP (xrp) Expert User Reviews

Is XRP safe or a scam? Read verified Crypto OG reviews about XRP

Only Verified Crypto OGs Can Publish Reviews

Paradox 5 Mar 2026 - 10:29 0xba0...ccb78

OG Score 40.07

What it is: A digital asset created by Ripple Labs, designed for fast, low-cost cross-border payments between banks and financial institutions. The good: Strong banking partnerships, fast settlement times, and a clear real-world use case for international transfers. The bad: Ongoing legal uncertainty with the SEC in the U.S., centralization concerns, and adoption outside Ripple’s network is limited. Overall: **Alive but regulated.** XRP remains functional and used, though its growth depends heavily on legal outcomes and institutional adoption.

XRP $1.43 Gem Score: 61.60

MrAnarhlyst 25 Feb 2026 - 11:30 0x7fb...3432d

OG Score 31.62

Just recently after ending legal battles (in favor) with the SEC, the ledger keeps setting records for transaction and developing its ecosystem much broader. With the new adoption of their stablecoin (RLUSD) going on which so far major exchanges are listing, we could see XRP doing all that's needed of it and more in no time if adoption and their growth pattern continues positively. Post of Binance listing RLUSD https://x.com/Ripple/status/2021968216969322733?s=20

XRP $1.38 Gem Score: 6.10

Faithistics 5 Jan 2026 - 01:23 0xd12...ca419

OG Score 56.90

I've seen too many projects pump and dump, but XRP's story is more about endurance than quick flips. The "utility first" push is real while alts chase hype, XRP is focusing on RWAs and compliance, it's a tool for the long game, not a lottery ticket. Hold if you buy the vision

XRP $2.12 Gem Score: 42.40

Anti rug 3 Jan 2026 - 21:16 0xb47...1250d

OG Score 49.28

XRP provides a built network leveraging DA to provide cheaper cross border payments.Ideal for utility focus,though not the most decentrailized or programmable chain.

XRP $2.01 Gem Score: 22.60

JawadWeb3 1 Jan 2026 - 16:34 0xFd6...A6fc2

OG Score 45.52

XRP supports rapid, low cost cross border transactions, making it valuable for payments and enterprise use. Its network is efficient and adoption is widespread, yet regulatory oversight, supply management, and centralized governance remain considerations. XRP delivers real world utility but users should approach it with informed caution.

XRP $1.86 Gem Score: 22.90

aabashweb3 8 Dec 2025 - 19:38 0x8d3...061b3

OG Score 41.08

XRP is known for fast and low-cost payments, and many people like it for that. The technology works well, and the community is active. Just remember there are factors like the Ripple legal history and supply control that users should understand. It’s a solid project overall, just make informed decisions and stay aware.

XRP $2.08 Gem Score: 13.60

Andy Araon 6 Dec 2025 - 00:04 0x7bc...629ee

OG Score 65.15

I’m still convinced that RippleNet is the best crypto for cross-border payments. It’s amazing how quickly and definitively RippleNet settles transactions—nothing beats that speed! Sure, the SEC drama was a bit of a headache and kept the price down for years, but the dismissal of that case was a huge “told you so” moment for crypto enthusiasts. I’m still stacking, feels like we’re finally about to see what escape velocity looks like for this thing.

XRP $2.03 Gem Score: 43.30

vindicatethis 12 Jul 2025 - 12:16 0x0f6...ec1bd

OG Score 44.77

XRP excels as a payment facilitation blockchain with its fast transaction speeds and minimal fees. Despite regulatory challenges, the project has maintained resilience and gained adoption through strategic partnerships. It's community can be quite off-putting, but it's always been a good idea to hold a bag.

XRP $2.81 Gem Score: 18.20

CryptoAPE 15 Jun 2025 - 07:09 0x4f5...5f294

OG Score 57.78

$XRP melted faces showed good gains over the last 6 months unlike other major alts. Although the tech is mediocre it's obviously being supported by big players and will be used by central banks and institutions. So there is more room to grow 👍

XRP $2.15 Gem Score: 20.60

HumbleApe 26 Feb 2025 - 11:14 0x89d...57dc0

OG Score 49.63

XRP’s $XRP excels in fast cross-border payments. I’m impressed by its efficiency, but regulatory clarity remains a critical factor.

XRP $2.29 Gem Score: 19.00

CryptoGeek 3 Feb 2025 - 10:23 0x015...c7f8e

OG Score 48.97

XRP aims to revolutionize banking transfers, but the ongoing legal battles cast a shadow over its future. If resolved positively, it could be a game-changer for international payments.

XRP $2.40 Gem Score: 15.90

Adaphermor 27 Jan 2025 - 11:02 0x949...62c43

OG Score 44.30

Ripple's XRP has potential for international transfers. If they clear that hurdle, it could revolutionize banking.

XRP $2.78 Gem Score: 11.80

CryptoAPE 24 Sep 2024 - 11:49 0x4f5...5f294

OG Score 39.07

Fundamentally strong but practically useless. Turtle speed team.

Some bet it will hit 1000 USD but $XRP is the worst performer, pretty much floating around same prices since 2017

XRP $0.5896 Gem Score: 7.60

Critic 15 Jul 2024 - 17:03 0xe49...766d3

OG Score 45.52

a useless ghost chain for retail. XRP network has a consensus that benefits central institutions like banks. FYI: bill & melinda gates foundation is a Ripple Labs supporter IDK if it helps

XRP $0.5244 Gem Score: 10.00

$xrp Markets

Name	Pair	OG Score

About XRP

XRP ($XRP): Transformative Solutions for Global Payments

A Brief History of XRP ($XRP) and Its Origins

XRP $XRP was launched in 2012 by Ripple Labs to create a more efficient solution for cross-border payments. Ripple's founding vision was to replace outdated, fragmented international remittance systems with a faster, decentralized blockchain-based infrastructure. Over the years, Ripple has achieved significant milestones, including collaborations with institutions worldwide, regulatory developments and advancements in its technologies.

Ripple’s platform grew quickly due to unique features like pre-validation of transactions and scalability. XRP $XRP’s integration into various financial systems paved the way for the project to become a leader in the payments space.

Key Technical Features

XRP Ledger (XRPL) is the foundational blockchain of XRP $XRP. XRPL boasts several innovative features that distinguish it from competitors like Bitcoin and Ethereum:

Consensus Mechanism: Unlike the Proof of Work (PoW) used by Bitcoin, XRP $XRP uses a unique consensus mechanism called Ripple Protocol Consensus Algorithm (RPCA). This consensus ensures fast and energy-efficient transactions, processing up to 1,500 transactions per second (TPS).

Low Transaction Costs: One of the standout features of XRP $XRP is its minimal transaction fees, typically fractions of a cent.

Built-In Decentralized Exchange (DEX): XRPL includes a built-in decentralized exchange, enabling the seamless creation and exchange of assets without requiring additional protocols.

Interoperability: XRP $XRP ensures smooth payment bridges, making it suitable for connecting various financial networks.

These features contribute to making XRP $XRP one of the most efficient blockchain systems optimized for cross-border transactions.

Real-World Use Cases and Institutional Adoption

XRP $XRP is widely adopted in global remittance services and its primary focus has been revolutionizing cross-border payments.

RippleNet: An enterprise-focused solution, RippleNet allows financial institutions to send money instantly and across borders with minimal fees. Numerous global financial providers, including Tranglo, BBVA and SBI Holdings, have adopted RippleNet for transparent and secure transactions.

Seamless Payments for Businesses and Individuals: XRP $XRP powers real-time payouts and enables users to facilitate payments in local and digital currencies across 90+ markets globally. With its on-demand liquidity (ODL) feature, institutions can bypass the need for pre-funded accounts.

Integration with Banks and Fintechs: Leading institutions instrumental in global finance, including IndusInd Bank and Standard Chartered, heavily utilize XRP $XRP in their operations.

These use cases highlight XRP $XRP’s practical utility and its ability to bridge gaps in global finance.

Tokenomics: Value and Utility of XRP $XRP

XRP $XRP serves as more than just a cryptocurrency it is a vital part of the Ripple ecosystem:

Transaction Fees: XRP is utilized as a base currency to pay minimal transaction fees on the RippleNet network.

Bridging Currency: XRP $XRP acts as a bridge currency for various fiat and cryptocurrencies.

Token Burn: While designed for scalability, XRP $XRP incorporates a token-burning mechanism, ensuring steady decreases in token supply over time.

Demand Drivers: Increasing institutional adoption and RippleNet’s role in global money transfers continue to drive the demand for XRP $XRP.

The Strength of the XRP Community and Partnerships

The XRP community plays an instrumental role in driving the project’s innovation and visibility. Ripple consistently nurtures this ecosystem alongside forging partnerships:

Strategic Partnerships: Ripple has established collaborations with industry leaders like Santander, American Express and Tranglo.

Global Support: Institutions across major sectors, from banking to retail, leverage XRP $XRP to enhance their digital infrastructures.

Ripple’s efforts to remain transparent and regulatory-compliant further bolster its credibility among both governments and corporations.

Recent Developments (2025)

As of 2025, Ripple has achieved notable breakthroughs:

Stablecoin Integration: Ripple introduced XRP $XRP-based infrastructure for stablecoin issuance, enabling users to transact with reduced cost and volatility.

New Licenses and Compliance: Ripple expanded its regulatory footprint by acquiring new licenses while maintaining compliance standards.

Strengthened Partnerships: Institutions leveraging XRP $XRP now span over 90 markets, serving more than 55 currencies.

Ripple’s growing focus on global adoption has significantly strengthened XRP $XRP’s position in the blockchain ecosystem.

Conclusion

XRP $XRP remains a pioneering force in blockchain-based finance by offering unparalleled speed, cost-efficiency and interoperability. Its ability to bridge the gap between traditional finance and the crypto world ensures its relevance for businesses, developers and institutions worldwide. As innovation and adoption continue to expand, XRP $XRP carries significant potential for shaping the future of global payments systems.

What differentiates XRP Ledger (XRPL) from other blockchain platforms in terms of speed and scalability?

The XRP Ledger (XRPL) can process up to 1,500 transactions per second (TPS), compared to the much lower TPS capacities of Bitcoin and Ethereum. Its consensus algorithm, the Ripple Protocol Consensus Algorithm (RPCA), enhances scalability by validating transactions quickly without requiring energy-intensive mining.

How does XRP $XRP enable on-demand liquidity (ODL) for cross-border payments?

XRP $XRP acts as a bridge currency in Ripple’s On-Demand Liquidity (ODL) solution, removing the need for pre-funded accounts in destination corridors. Institutions can use XRP $XRP to source liquidity instantly, significantly reducing both transaction costs and processing times.

What are the advantages of XRP $XRP’s built-in decentralized exchange (DEX)?

The XRP Ledger’s built-in decentralized exchange (DEX) enables anyone to trade assets directly on the ledger without relying on third-party services. This feature allows seamless issuance, trading and interoperability of tokens, offering a decentralized and efficient alternative to traditional exchanges.

How does XRP $XRP address energy efficiency in blockchain technology?

Unlike Proof of Work (PoW) blockchains, XRP $XRP uses RPCA, which consumes minimal energy. This design ensures sustainable operation without compromising speed or security, making it one of the most eco-friendly blockchain solutions.

How does XRP $XRP bolster financial inclusion in underbanked regions?

Through RippleNet and ODL, XRP $XRP facilitates cost-effective remittances and payments in underserved regions. It eliminates traditional barriers like high fees and delayed transaction times, thus promoting global financial inclusivity

What is unique about XRP (XRP)?

The XRP Ledger's uniqueness lies in its rapid transaction completion (3-5 seconds), low fees and scalability, facilitated by the Ripple Protocol Consensus Algorithm (RPCA), offering an energy-efficient and faster consensus mechanism.

Who are the founders of XRP (XRP)?

XRP Ledger (XRPL) was initially established by Ripple Labs which was founded by Chris Larsen and Jed McCaleb. David Schwartz, Jed McCaleb and Arthur Britto are core contributors of XRP Ledger.

Who are the backers/investors of XRP (XRP)?

Ripple Labs primarily owns the entirety of the initially issued 100 billion XRP tokens. The main investors/backers of XRP are Andreessen Horowitz (a16z), Pantera Capital, Blockchain Capital, Arrington XRP Capital, GV Google Ventures, Digital Currency Group (DCG), Lightspeed Venture Partners, SBI Investment, Core Innovation Capital, Bossanova Investimentos, Accenture, Camp One Ventures. , IDG Capital, Santander, Tetragon Financial Group Limited, RRE Ventures, AME Cloud Ventures, CME Ventures, Standard Chartered Bank, CRCM Ventures, Hinge Capital, Route 66 Ventures, Seagate Technology, Thirdstream Partners, Avant Global, Vast Ventures, SCB 10X.

What is the consensus mechanism of XRP (XRP)?

The XRP Ledger (XRPL) employs the Ripple Protocol Consensus Algorithm (RPCA), utilizing a Byzantine-Fault Tolerant (BFT) Governance framework and Cobalt protocol to achieve consensus, reducing energy consumption and enabling faster transactions.

Where can I buy XRP (XRP)?

You can buy XRP (XRP) on Binance, Bybit Coinbase OKX Gate.io cryptocurrency exchanges.

Information in this section carefully collected and curated from publicly available data from official sources, including the XRP Official Website, XRP Whitepaper, XRP GitHub Repository and XRP X (Twitter) Account.

The information presented on this page is created and published by the OGAudit Editorial Team for educational and informational purposes. It should NOT be construed as an endorsement, or as legal, or investment advice. If you believe any content on this page is outdated or incorrect, please feel free to contact us for updates and corrections.